Metro 2®* Credit Reporting Software

Credit Manager

Credit Manager - Metro 2® credit reporting software system is the industry leader for credit reporting software. For all types of industries, Credit Manager is designed to accurately report consumer / debtor and commercial trade lines to the major credit repositories; Equifax, Experian, TransUnion, Innovis, Dun & Bradstreet and others using the Metro 2® format as specified in the Credit Reporting Resource Guide®.

Learn More About Credit Manager

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Features
Import

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Data Entry

Compliance

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Features and Benefits

Meets todays data storage requirements using an AES-256 encrypted database
Adheres to the strict guidelines in the Metro 2® Credit Reporting Resource Guide
Allows businesses to accurately report consumer and commercial tradelines/payment history
Meets all requirements of the Fair Credit Billing Act (FCBA), the Fair Credit Reporting Act (FCRA) and the Equal Credit Opportunity Act (ECOA).
Preferred Metro 2®, 426 unpacked format
More features than other comparably priced Metro 2® credit reporting software products
Credit Manager has extensive compliance checks built into the software to help ensure accurate reporting
Supports the latest credit reporting laws and is up-to-date with all Metro 2® format layout, 426 specifications
Dependable, user friendly and the best credit reporting software option available
No special training or programming required
Notes / comments available on all accounts
Easy, secure repository updates using SFTP or HTTPS
Extensive online help system
Advanced query option for bulk edits and report generation
Manual account entry or data import features for importing your accounts from common file types
Supports all status codes, type codes, comment codes, 24 month payment history and all appended segments with the exception of the non-required P1 segment used in Canada
Report up to six co-makers / co-signers
Saves all customers in an encrypted Company File on your local computer
Network compatible
Free automated software updates for minor software revisions
Multiple company support
Logical screen layouts
Enter and edit customer information with a user-friendly account form
Backup and restore functions
Supports United States and Canadian reporting
True multi-user compatibility

Need Help? Have Questions?

Contact our qualified Metro 2 help specialists for assistance.

File Import

The Import of Credit Manager is the best option used by customers who maintain their accounts in another software package. Most software applications support "exporting" their Company File to common file types. This "exported" file would be used to add or update your accounts, through the Import function of The Credit Manager.

The Credit Managers Import function supports the following file types:

Comma Separated Variable (.CSV) Files See Example
Text (.TXT) Files (fixed length/blocked format) See Example
Delimited Text File (user defineable delimiter)
Microsoft Access databases - 32 bit Windows only.
XML
Excel (XLS/XLSX) See Example
Metro 2®, 426 Formatted files
SQLite (Elite version only)

View a list of required fields

Credit Manager Data Flow

Security

Company File Encryption
The Credit Manager Company File is encrypted using AES-256 encryption and stored on your local machine or network. Our Metro 2® software solution complies with data storage security regulations.

User Accounts
Credit Manager offers user accounts for accessing the software.
User Accounts allow you to define each user with a login and password before they can access the Licensed Software. With the Pro version of Credit Manager, one User Account (Admin) is available, while the Elite version can have unlimited User Accounts defined per Software License. User Accounts help to secure the software and limit access to only those who have a login and password.

Admin accounts have complete access to all the software options. The Admin User can define which software options the other User Accounts are allowed to access. Example, create/open/purge a Company File, backup/restore, upload, import and so on.

This helps with securing who is using the software and the options which are available to the user.

Log Files
Credit Manager offers a log file system to keep track of activity in the software such as upload history, import history, Metro 2® compliance management and more. For Example: When you report to the credit bureaus, a log file is created containing the history of upload activity.

Audit History
Each consumer record in the Credit Manager has an Audit History. The Audit History contains a history/log of edits made to the consumer record.

For example: editing the accounts 'current balance' field will generate an entry into the records Audit History.

SFTP / HTTPS Secure File Transfer
Credit Manager, Metro 2® format files are uploaded securely through SFTP or the standard HTTPS web portals provided by the Credit Bureaus.

Free 30 Day Software Demo

We are so confident in our credit reporting software, we are providing a risk free, 30 day demo to see for yourself why so many customers rely on The Credit Manager's easy-to-use, accurate reporting solution.

We are one of the few credit reporting companies that will allow you to "try it before you buy it"! Our software speaks for itself.