Metro 2®* Credit Reporting Software

Credit Manager

Credit Manager Metro 2 Credit Reporting Software System
Approved by all credit bureaus

Credit Manager - Metro 2® credit reporting software system is the industry leader for credit reporting software. For all types of industries, Credit Manager is designed to accurately report consumer / debtor and commercial trade lines to the major credit repositories; Equifax, Experian, TransUnion, Innovis, Dun & Bradstreet and others using the Metro 2® format as specified in the Credit Reporting Resource Guide®.


Screen Shots

Data Entry

Credit Manager, Metro 2 Credit Reporting Software, data entry

Credit Manager, Metro 2 Credit Reporting Software, compliance

Quick Search

Credit Manager, Metro 2 Credit Reporting Software, quick search
Advanced Search

Credit Manager, Metro 2 Credit Reporting Software, advanced search

Features and Benefits

Need Help? Have Questions?

Contact our qualified Metro 2 help specialists for assistance.

File Import

The Import of Credit Manager is the best option used by customers who maintain their accounts in another software package. Most software applications support "exporting" their Company File to common file types. This "exported" file would be used to add or update your accounts, through the Import function of The Credit Manager.

The Credit Managers Import function supports the following file types:

  1. Comma Separated Variable (.CSV) Files  See Example
  2. Text (.TXT) Files (fixed length/blocked format)  See Example
  3. Delimited Text File (user defineable delimiter)
  4. Microsoft Access databases - 32 bit Windows only.
  5. XML
  6. Excel (XLS/XLSX)  See Example
  7. Metro 2®, 426 Formatted files
  8. SQLite (Elite version only)

View a list of required fields

Credit Manager Data Flow
Credit Manager data flow


Company File Encryption
The Credit Manager Company File is encrypted using AES-256 encryption and stored on your local machine or network. Our Metro 2® software solution complies with data storage security regulations.

User Accounts
Credit Manager offers user accounts for accessing the software.
User Accounts allow you to define each user with a login and password before they can access the Licensed Software. With the Pro version of Credit Manager, one User Account (Admin) is available, while the Elite version can have unlimited User Accounts defined per Software License. User Accounts help to secure the software and limit access to only those who have a login and password.

Admin accounts have complete access to all the software options. The Admin User can define which software options the other User Accounts are allowed to access. Example, create/open/purge a Company File, backup/restore, upload, import and so on.

This helps with securing who is using the software and the options which are available to the user.

Log Files
Credit Manager offers a log file system to keep track of activity in the software such as upload history, import history, Metro 2® compliance management and more. For Example: When you report to the credit bureaus, a log file is created containing the history of upload activity.

Audit History
Each consumer record in the Credit Manager has an Audit History. The Audit History contains a history/log of edits made to the consumer record.

For example: editing the accounts 'current balance' field will generate an entry into the records Audit History.

SFTP / HTTPS Secure File Transfer
Credit Manager, Metro 2® format files are uploaded securely through SFTP or the standard HTTPS web portals provided by the Credit Bureaus.

Free 30 Day Software Demo

We are so confident in our credit reporting software, we are providing a risk free, 30 day demo to see for yourself why so many customers rely on The Credit Manager's easy-to-use, accurate reporting solution.

We are one of the few credit reporting companies that will allow you to "try it before you buy it"! Our software speaks for itself.