Metro 2 Credit Reporting Software Products, Services & Help

The industry leader for
credit reporting software


Credit Manager is a powerful fintech solution that generates a Metro 2® formatted file, ensuring accurate reporting of consumer, debtor, and commercial trade lines to all major credit bureaus. Designed for ease of use, the software is continuously updated to comply with the latest reporting laws and regulations outlined in the Metro 2® Credit Reporting Resource Guide2®.




Credit Profiler is a secure, user-friendly application for accessing hard pull and soft pull consumer credit reports.




The Metro 2® File Viewer reads and displays your Metro 2® 426 formatted file and all segments in a user-friendly format. It offers powerful features, including search capabilities, detailed reports, visual graphs, automated batch uploads to credit bureaus via SFTP, debug utilities, and up-to-date compliance validation.

This essential tool benefits any business reporting accounts to the credit bureaus, regardless of the software used to generate the Metro 2® file.


Credit Reporting Services


Our Third-Party Processing/Stacking service is designed for customers who cannot report directly to the credit bureaus or prefer to use our streamlined credit reporting services. To utilize this service, you must first obtain a Data Furnisher or Service Agreement from each credit bureau.


Since 1992, The Service Bureau has provided expert technical support for credit reporting and Metro 2® compliance. With over 33 years of experience, we assist a wide range of customers—including those in installment lending, collections, utilities, and rental industries. Our knowledgeable, fully trained staff is ready to help with Metro 2® formats, credit reporting services, and the Credit Reporting Resource Guide®.

Need Metro 2® assistance? Have questions? We're here to help!