Frequently Asked Questions and Help



Credit Reporting FAQ Help:
Do I need to become a member to report to the credit bureaus?
What is a Data Furnishers Agreement?
Steps to Report Credit to the National Credit Bureaus
Benefits of reporting credit?
We Do Not Meet the Minimum Account Requirement—What Are Our Options?
What is a data furnisher?
How does a company or individual report a judgment?


Metro 2 Format:
What is the Metro 2® Format?
Why do I need Metro 2® software?
What to Look for in Metro 2® Credit Reporting Software
What is the Metro 2, Credit Reporting Resource Guide?
What are Metro 2® compliance checks?
What is the difference between Metro 2®, 366 layout and Metro 2®, 426 layout?
What Metro 2® fields are required to report?


Third Party Processing/Stacking Service:
What is the difference between a third-party processor and a third-party reporter?
What is a Stacking Service or Third Party Processor?
What are the costs of using the Stacking Service?


Credit Bureaus:
How long does it take the Credit Repositories to update accounts after submission?
If I Report Trade Lines to One Credit Reporting Agency, Will They Appear on the Others?
How do I contact the credit bureaus?


Credit Manager Software:
Is Credit Manager’s Metro 2® File Accepted by All Credit Bureaus?
What Are the Main Differences Between the Pro and Elite Versions of Credit Manager?
Can I Import My Accounts into Credit Manager?
Does Credit Manager Support All Reporting Codes and Segments?
Is Credit Manager, Metro 2® Software Easy to Install and Use?
Can Credit Manager import a Metro 1 or Metro 2® Formatted file?
What Is Your Policy for Software Upgrades?
How does our company lease the Credit Manager software?


Metro 2 File Viewer Software:
What Is the Difference Between Credit Manager and the Metro 2® File Viewer?
How does our company lease the Metro 2® File Viewer?