The bureaus ask that you report your entire portfolio each month in the Metro 2® format. By reporting the minimum number of accounts required the first month, subsequent months will automatically meet that minimum.

In this example, the reporting bureau requires 500 accounts:

• First Months Reporting - 500 accounts (report your entire portfolio up to 6.5 years old)
• Second Month Reporting - 500 accounts (from the first month) + 50 new accounts totaling 550 accounts
• Third Month Reporting - 550 accounts + 35 new accounts totaling 585 accounts

Note: It is not required to have 500 new accounts each month.