Metro 2®* - Record Layout

426 Base Segment Character Format

FIELD FIELD NAME REQUIRED* LENGTH
1-6 Generated by
Credit Manager		 CM ~
7 Consumer
Account Number		 Y 30
8 Portfolio Type Y 1
9 Account Type Y 2
10 Date Opened Y 8
11 Credit Limit A 9
12 Highest Credit or
Original Loan Amount		 Y 9
13 Terms Duration Y 3
14 Terms Frequency A 1
15 Scheduled Monthly
Payment Amount		 A 9
16 Actual Payment Amount A 9
17 A Account Status Y 2
17 B Payment Rating A 1
18 Payment History Profile Y 24
19 Special Comment   2
20 Compliance
Condition Code		 A 2
21 Current Balance Y 9
22 Amount Past Due A 9
23 Original Charge-off Amount A 9
24 Date of Account Information Y 8
25 FCRA Compliance/Date
of First Delinquency		 A 8
26 Date Closed A 8
27 Date of Last Payment A 8
28 Reserved   17
29 Consumer Transaction
Type		   1
30 Surname Y 25
31 First Name Y 20
32 Middle Name A 20
33 Generation Code A 1
34 Social Security Number HR 9
35 Date of Birth HR 8
36 Telephone Number   10
37 ECOA Code Y 1
38 Consumer Information Indicator A 2
39 Country Code   2
40 First Line of Address Y 32
41 Second Line of Address A 32
42 City Y 20
43 State Y 2
44 Postal/Zip Code Y 9
45 Address Indicator   1
46 Residence Code   1
Required Fields:
  • Y = Yes, Field is
    Always Required;
  • A = Field is Required when
    Applicable to the Account Being Reported;
  • HR = Highly Recommended
    and will be required after 09/2017.
  • CM = Generated by Credit Manager.
     

CREDIT REPORTING RESOURCE GUIDE
Copyright 2015 Consumer Data Industry Association

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